He has represented his employers as a board member in several companies. In 2003 he earned an MBA in Finance from Purdue University. And set out to advance professionally with exposure to various industries, he is fluent in English, Spanish, German and has a basic level of Portuguese, skills that have allowed him to thrive in the industry internationally.

Antonio joined CIFI in 2016, where he serves as an Investment Director and leads the financing process of infrastructure projects across Latin America and the Caribbean.

Before joining CIFI, he began his professional career as a regional manager in commercial banking to later specialized in corporate banking and private equity investments in companies and projects throughout Latin America within the cleantech, sustainable forestry, energy efficiency and renewable energy space.

He earned an MBA from the INCAE Business School and was awarded with a 12- month Post Graduate Fellowship Program in Sustainable Energy Policy by the German Federal Government. He also has a bachelor's degree in Business Administration with Minors in Finance and Management and is fluent in English and Spanish, and proficient in German and Portuguese.

Maria has developed her career in the financial industry, starting in investment banking and working for three years at PricewaterhouseCoopers Colombia in mergers and acquisitions consulting. Her role involved advising foreign and local clients on projects in multiple sectors, such as infrastructure, technology, retail, and healthcare, focusing on financial due diligence and enterprise valuations.

She is fluent in Spanish and English and has an intermediate level of French.

Since joining CIFI in September 2023, Martin is part of the structuring team, contributing with financial modeling, due diligence and risk analysis but also currently developing a position of Project Manager for a production company based in Chile.

Joel has spent most of his career in the financial industry. He has broad experience as a corporate credit analyst looking at different sectors locally and in Latin America, performing quantitative and qualitative evaluations of credit quality through sensitivity analysis, scenario modeling, and financial projections.

Joel has a bachelor's degree in Financial and Corporate Management from the Universidad Latina de Panamá and a Master's in Finance from the University of Chile. In addition to this, he is certified as a Valuation and Financial Modeling Analyst by the Corporate Finance Institute.

Before joining CIFI, she worked in both the public and private sectors. In the public sector, she was an Investment and Concessions Analyst at the Ministry of Economy and Finance of Panama (MEF). In the private sector, she held the position of Account Executive for Government and Large Corporates at Bancolombia Group. Throughout her career, she specialized in complex financial structures for infrastructure project financing, particularly in energy, transportation, and telecoms.

Yetzibel holds a bachelor’s degree in industrial engineering from the Universidad Latina de Panamá and a master’s degree in economics and finance from INCAE Business School, with a scholarship for academic and professional excellence granted by the MEF. She is fluent in both English and Spanish.

Joining the CIFI team in 2023 as a Portfolio Analyst, Andrea was entrusted with the responsibility of portfolio management and client relations, placing a strong emphasis on supervising the operational and financial performance of projects within the portfolio. Her educational background, coupled with years of hands-on experience, enables Andrea to contribute effectively to the success and growth of our endeavors at CIFI.

She has 18 years of experience in scientific research, applied sciences for global problems, sustainable development, clean energy, climate change, green lending, and impact investment. Prior to CIFI, Carla worked extensively in Latin America and the Caribbean with scientific research organizations (Smithsonian), the academia (Yale University), and multilateral organizations (United Nations).

At CIFI, oversees managing E&S risks and impacts prior to investments, supervises ESG performance of the portfolio, compliance with CIFI’s policy framework, stakeholder engagement, identification of green business opportunities and funding, development of tools, and reporting with transparency. Carla is currently developing a Decarbonization Strategy to align CIFI’s investment portfolio to a 1.5°C economy, is responsible for the Gender Equality Strategy of the company, and commitments towards Human Rights in all our investments.

She was part of the team that issued the first Green Bond Programme in Panama for $200MM, designed of an ESG Software, a Key Risk Indicator, and a Scoring System to manage ESG risks. Carla is an Equator Principles Association Steering Committee member, and Lead of the Regional Network for Latin America.

She has strong technical expertise, is results oriented, has great networking skills, creative-analytical thinking, outstanding organizational and communication skills, is proactive, and an excellent researcher with knowledge management. She is fluent in Spanish, English and proficient in Portuguese.

She has been with CIFI since 2016, joined the management team of the company in 2018, and became a shareholder in Valora in 2019.

She has 20 years of experience in Environmental, Social Management, Climate Change, IFC’s Performance Standards implementation, leading the development and implementation of Environmental and Social Impact Assessments and Environmental and Social Action Plans of several infrastructure projects in Latin America and the Caribbean. Prior to CIFI, Maria worked extensively in Latin America and the Caribbean with an International inspection, verification, and certification company, and a global building materials company.

At CIFI, she conducts and evaluates environmental & social due diligence assessments of prospective projects, oversights and manages client’s E&S consultants, establishes E&S management frameworks for new projects, and contributes to the ESG impact measurement, policies development and ESG organizational knowledge. She was part of the team that designed an ESG Software and a Scoring System to manage ESG risks.
She has excellent analytical skills, strong technical expertise, is results oriented, outstanding organizational and communication skills, is proactive, and excellent understanding of strategic ESG matters. She is fluent in Spanish and English.

He is a member CIFI’s founding team, since 2002 when he joined the company as Legal Advisor. He became General Counsel in 2012, where he is responsible for directing all legal affairs of the company and managing its legal department.

During his tenure at CIFI he has led and overseen the structuring, negotiation, closing and monitoring of more than $1.5 billion worth of assets, all its liabilities in both the syndicated loan and capitals markets, while leading CIFI’s corporate and regulatory matters (including advising on audit, budgeting, compliance, employment, governance, investor presentation, litigation, securities and tax planning matters). Since January 2021, he is a member of its Credit Committee. Prior to joining CIFI, between 1996 and 2001, he was an Associate at Torres, Plaz & Araujo, a well-known corporate and tax law firm in Caracas, Venezuela, where he advised multinational corporations doing business in the country. In 1998 he was seconded as in-house legal counsel to EPIC, Exploración & Producción, Entidad de Inversión Colectiva, an affiliate of PDVSA, to lead its legal department in the initial public offering of shares valued at $450 million in the capital market in Venezuela and New York (then the largest IPO in Venezuela).

He holds a Master of Business Administration (2003) from Kogod School of Business, American University, Washington, DC.; a Master in International Commercial Law (LL.M) (1995) from the George Washington University, School of Law, Washington, DC.; and a Juris Doctor (1992) from Universidad Central de Venezuela, School of Law, Caracas, Venezuela.

He has more than 10 years of experience working in internationally recognized law firms, in corporate and project financing in Latin America, leading the structuring, negotiation and implementation of complex legal transactions, and supervising legal teams in due diligence processes covering the legal analysis of offtake agreements, PPP contracts, PPAs and other types of offtake agreements, supply agreements EPC/O&M and other project contracts, corporate, real estate, environmental, mining law, regulatory issues, etc., and preparing and negotiating the relevant financing documentation.

Before joining CIFI, he worked as a senior associate Morales & Besa, a renowned law firm in Chile (2009-2015; 2017-2021), where he represented and coordinated legal teams to assist local and international financial institutions, investors, developers and issuers in a variety of projects and financing structures, with emphasis in PPPs and renewable energy, including urban toll roads, highways, airports, hospitals, wind, solar, and hydro power and transmission projects, in project financing, acquisition financing, project bonds, restructurings, VAT financings and mezzanine loans. He has also been involved in financings for mining projects, vessels and in the food industry.

Mr. Balbontín also worked as foreign associate in the Latam project finance team at Mayer Brown LLP (D.C.), being involved in a variety of project finance transactions in Latin America (2016-2017).

During his time at Morales & Besa, Mr. Balbontín was recognized as an associate to watch by Chambers and Partners Latin America, in Banking and Finance (Chile) (2015), and in Projects (Chile) (2021), and by The Legal 500 as Rising Star in Projects and Infrastructure (Chile) (2021).

He holds a LLM at The University of Chicago Law School (2016), a Law Degree at Universidad de Chile Law School (Highest Distinction) (2010) and is admitted to the Chilean Bar (2011).

As in-house counsel, she has provided expert legal advice in relation to corporate governance, securities, asset management, corporate funding and regulatory compliance matters. Former Legal Counsel for the Panamanian Securities and Exchange regulator.

She holds a master’s degree in Banking Law from USMA Panama; a master’s degree in International Business Law with emphasis on Capital Markets from the University Carlos III of Madrid, School of Law; a Legal English Certification from the same academic institution, and a Bachelor of Laws and Political Sciences from USMA Panama.

Certified Public Translator (English and Spanish) and licensed to practice Law in Panama.

Prior to joining CIFI, she worked as an associate lawyer at Morgan & Morgan, the largest law firm in the Republic of Panama, where she regularly advised national and international clients in matters related to project finance, mergers and acquisitions, banking and finance, securities and capital markets regulation, antitrust and corporate law.

Cristina has also been involved in pro bono activities, advising various NGOs and representing clients for the defense of their human rights in local and international courts.
Cristina holds a Bachelor's Degree in Law and Political Science, graduating Summa Cum Laude from Santa Maria La Antigua University in Panama. She then obtained her Master of Laws degree with honors of distinction from Tulane University School of Law in New Orleans, Louisiana, on a scholarship as a member of the Panamanian Alumni Association of Tulane University. Ms. De Roux is admitted to practice law in the Republic of Panama.

He is a member of the Pipeline, ALCO and Credit Committees, and secretary of the CIFI Risk Committee.

Fabio is a decisive, action-oriented and results-driven senior executive with over 25 years of experience in multi-diverse environments, including banking, infrastructure, energy and manufacturing industries.

He is a team leader with a proven ability to effectively achieve objectives through sound management, effective leadership and analytical skills, with proven success in mitigating risks in companies with leverage issues in Latin America.

He holds a PhD in Statistics and a Master's degree in Operations Research and Infrastructure Management from Rensselaer Polytechnic Institute, and a Bachelor's degree in Civil Engineering from Universidad de los Andes (Colombia).

He is certified as a Financial Risk Manager (FRM) by the Global Association of Risk Professionals (GARP), and as a PMP by the Project Management Institute. He was also a member of the Risk Committee at the Panama Banking Association (2012-2015), where the Committee oversaw the analysis, discussion and negotiation of the new Agreement No. 4-2013, which established all regulation related to credit risk management, from origination to credit reserves and credit risk models, following Basel II.

Joined CIFI in 2016 and became a shareholder of Valora in 2019.

His experience is focused on the infrastructure, energy, telecommunications, real estate and mining sectors. She has worked at CIFI since 2007 and previously worked at an investment fund manager focused on Latin America and at a risk rating agency.

Janet holds an economist degree from Universidad del Pacífico (Lima, Peru), and an MBA from George Mason University (VA, USA).

She previously served as Treasury and Finance Team Leader at Celsia Central America and Engie. She was Treasury Officer at BNP Paribas Panama Branch and Global Bank Corporation.

She holds a Bachelor's Degree in Finance from Universidad Católica Santa María La Antigüa, Magna Cum Laude. A Postgraduate and a master’s degree in Economics for the Formulation, Evaluation and Administration of Projects from the University of Panama. And a Postgraduate Degree in Financial Markets from Universidad Católica Santa María La Antigüa.