Policies

CIFI’s Exclusion List outlines activities it will not finance, including coal-fired power generation, stand-alone fossil fuels exploration and production, prohibited chemicals and projects harmful to biodiversity. It prohibits loans to entities engaged in these activities, ensuring alignment with CIFI’s environmental and social standards and commitment to sustainable development.

The Code of Ethics defines expected behavior for staff, consultants, and collaborators. It promotes non-discrimination, prevents conflicts of interest, ensures responsible use of information, and compliance with laws and internal policies. It also outlines disciplinary measures for violations, reinforcing CIFI’s commitment to ethical and transparent conduct.

CIFI’s Conflict of Interest, Fraud Prevention, and Whistleblowing Protection Policy sets procedures to prevent, detect, and address misconduct. It applies to Board members, employees, clients, suppliers, and stakeholders. Whistleblowers acting in good faith are protected from retaliation, ensuring integrity and accountability across the organization.

CIFI’s Human Rights Statement affirms its commitment to respecting human rights across all financing activities. It outlines procedures to identify, prevent, and address risks and impacts, promotes stakeholder engagement, and supports grievance mechanisms. Clients and partners are expected to align with international standards and uphold human rights throughout project lifecycles.

The ESG Policy Statement outlines CIFI’s commitment to integrating environmental, social, and governance factors into its investment process. It includes risk assessment, mitigation, and client guidance. CIFI applies IFC standards, supports a low-carbon economy, and promotes human rights and gender equality. These efforts are managed through its Environmental and Social Management System (ESMS).

The Gender Equality Policy affirms CIFI’s commitment to equal rights, opportunities, and representation for all genders. It promotes diversity, non-discrimination, and women’s empowerment across its operations and financed projects. The policy includes workplace protections, leadership access, and climate-aware strategies, supported by training, monitoring, and continuous improvement.

CIFI’s Procurement Policy guides the acquisition of goods and services with transparency, efficiency, and ethical standards. It ensures fair competition, equal opportunity, and rejects bribery or corruption. The policy defines a structured process with clear evaluation criteria, vendor oversight, and performance monitoring, while encouraging supplier diversity and public disclosure to promote accountability.

CIFI provides confidential channels for reporting suspected misconduct, including fraud, bribery, collusion, money laundering, or conflicts of interest. Reports can be submitted anonymously and are carefully reviewed. External experts may be engaged to ensure impartial and thorough investigations when necessary.

CIFI’s Grievance Mechanism offers a structured and transparent process for individuals and communities to raise concerns related to financed projects. It addresses environmental and social impacts, labor conditions, and human rights, ensuring fair, independent, and timely resolution of complaints.

CIFI’s Internal Complaint Procedure allows employees and contractors to report workplace-related concerns in a confidential manner. The process is designed to be accessible, professionally managed, impartial and respectful of all parties involved, helping to maintain a safe and inclusive work environment.