Credit Approval Process
CIFI strives to keep its credit approval process transparent and agile. Depending on the complexity of the project, the process typically takes around six months from initial contact to final approval. The final decision is made by CIFI’s Credit Committee, based on thorough evaluations and proposals prepared by the business team, ensuring careful yet timely decision-making.
ELIGIBILITY REVIEW
CIFI evaluates project structure, risks, sponsor profile, ESG, KYC, and pricing to define interest and preliminary terms for the mandate letter.
DUE DILIGENCE
CIFI and its advisors assess financial, legal, technical, and environmental aspects of the project to structure the loan.
CREDIT APPROVAL
Once approved, CIFI finalizes negotiations, prepares legal documentation, and collects signatures to formalize the agreement.
DISBURSEMENT
CIFI proceeds with disbursements once all precedent conditions outlined in the credit agreement are fulfilled.
Review CIFI’s eligibility criteria.
Learn moreExplore required documentation.
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